There’s Prime, and then there’s Super Prime.
Offering creative financing solutions for our clients.
Which Mortgage is Right for You?
There are a number of different types of financing options available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best solution to fit your needs.
Loan Program Options
Bridge Loan
A bridge loan is a type of short-term loan that may be used in real estate transactions when the buyer lacks the funds to finance the purchase of a new property.
Refinance Loan
Refinance is when a property’s debt is paid with new financing. This is commonly done to pull or use money from the equity of one property to acquire another or renovate.
New Construction
A construction loan is a short-term loan that takes into consideration the hard and soft costs of a construction project till sold or stabilization where a refinance and be attained.
Commercial/Industrial
We can fund purchase or refinance transactions on commercial and industrial properties with clean environmental records in all 50 states.
Conventional Loans
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA Home Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no mortgage insurance.
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $929,200 in Miami Dade County.
Mortgage Rate Options
Fixed Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjusted ARM
These loans usually have a fixed interest rate for an initial period of time and then can adjust based on current market conditions.
Interest Only
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle.
Graduated Payments
Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time.